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Life Insurance Products & Programs by Global Indemnity
Personal Insurance Products & Programs by Global Indemnity in New Jersey
Global Indemnity is a leader in New Jersey as a life insurance provider. Our ability to fully cater to our clients with full transparency is what we strive in. We have provided New Jersey with Whole life insurance, Term life insurance, Universal life insurance & Variable Life insurance. In addition Global Indemnity has been providing New Jersey with Mortgage insurance, estate planning & putting together group insurance plans for small businesses.
Services
Insurance Services and Products
Permanent Traditional Life Insurance in New Jersey
Permanent Traditional life Insurance Permanent traditional life insurance provides security and peace of mind with a guaranteed death benefit and guaranteed cash accumulation for a guaranteed premium.
Benefits of Traditional Life Insurance:
» offers a lifetime of coverage, as long as premiums are paid
» has a guaranteed cost for the life of the policy
» provides an accumulation of cash for future expenses .
Term Life Insurance Available in New Jersey
Term insurance programs are designed to offset a larger need of insurance at a less expensive cost. It offers a variety of optional benefits that enhance the basic coverage. Many experts say agree that term life insurance is an excellent low cost way to meet financial obligations.
The premium you pay are level for a predetermined number of years and can be used for a wide range of protection needs. These could include:
» Family Protection - Term insurance will help your spouse or children continue the life you would like them to live without being burdened with financial worries.
» Mortage Protection - A new home is by far the largest investment you will make in your lifetime. Term insurance allows you to own your home - debt free.
» A variety of Business Needs - Term insurance can cover loans, business owners, key-persons, and other business related exposures such as a Buy-Sell agreement between partners.
Here is how it works:
Traditional term plans the following product options:
5-Year Term insurance - premiums remain level for five (5) years, it may or may not remain level for another five (5) years, but thereafter it will increase annually.
10-Year Term insurance - premiums remain level for ten (10) years, then it will increase annually.
15-Year Term insurance - premiums remain level for fifteen (15) years, then it will increase annually.
20-Year Term insurance - premiums remain level for twenty (20) years, then it will increase annually.
30-Year Term insurance - premiums remain level for thirty (30) years, then it will increase annually.
Universal Life Insurance Services Available in New Jersey
Under a universal life insurance policy, the policy owner chooses the amount and timing of premium payments, within specified limits. You schedule the premium payments to meet your cash flow needs, as long as the fund value is sufficient to pay the policy charges for the cost of insurance and administration.
Mortgage Insurance Services in New Jersey
Global Indemnity of new jersey provides insurance for Boat & yachts as well as other water crafts in New jersey. If you're a watercraft enthusiast and own a boat or personal watercraft you want to protect your investment with insurance. We understand your insurance needs and it's calm seas when you select a boat insurance policy from Global Indemnity Insurance of New Jersey.
Global Indemnity boat & yacht division provides quality boat insurance and yacht insurance. We offer truly affordable rates for virtually any type of watercraft -- get an instant online quote now for your bass boat, runabout, cruiser, sail boat, houseboat, power boat, jet ski, personal watercraft, charter boat, mega-yacht and more!
Estate Planning Insurance Services in New Jersey
Estate planning is a process that helps you accumulate and conserve assets. It addresses your legal and financial concerns, taking into account your goals and tax considerations. It also takes advantage of existing laws and funding vehicles to save you on tax payments and help manage your property in an efficient and profitable way during your lifetime.
Group Insurance Plans for Businesses & Corporations in New Jersey
The goal of business planning is to extend success and profitability into the future and to protect your hard-earned equity. Business planning integrates your business and personal objectives and establishes the link between where you are and where you want to finish.
It sets a clear strategy to follow should you die, become disabled or retire.
Variable Universal Life Insurance Plans in New Jersey
Variable Universal Life is a life insurance policy and as such offers the advantages of all other life insurance contracts including creation of an immediate estate. The premium you pay is used to pay policy costs and to build an account value. This type of contract puts the policyowner in charge of the investment allocation of the premium in the life insurance policy. The policyowner receives the advantages of professional money management by the insurance company and the opportunity to choose investment options that match personal goals and risk tolerance.
